Revenue based financing a alternative to loans
A financial heartier alternative to business loans. Access dilutive growth capital without personal guarantees.
Revenue-Based Financing Marketplace the Alternative to Business Loans
Move beyond the constraints of traditional loans with Levenue's innovative Recurring Revenue Financing. Our approach not only empowers you to diversify your financing options and strengthen your capital stack, but it also offers unparalleled speed and ease. Unlike conventional bank loans, where each application involves a tedious credit check process, Levenue streamlines your financial journey. Stay connected with us, and you can effortlessly increase your trading limit without the hassle of reapplying. This means more time focusing on what matters: the transformative growth of your business.
Our secure marketplace grants you access to up to 45% of your annual recurring revenue upfront. Connect directly with certified investors seeking intuitive investments aligned with your success. This streamlined process leverages APIs to seamlessly integrate with your existing systems, saving you valuable time and effort.
Businesses need a MRR of 30k, positive growth and a broad subscriber base. Your business needs at least 6 months of financial data for our team to analyse. Currently, we fund European businesses across 16 jurisdictions.
On signup, businesses connect bank accounts, accounting software and subscription managers to our platform. The Levenue algorithm analyses these datasets, and if deemed eligible, our team provides you with a trading limit.
Draw on your trading limit at your discretion. The amount you trade will be offered to investors on Levenue's platform. Our pool of funding partners may then bid on your offering, and come to a fixed price via sealed bids.
Your company connects via APIs, providing access to bank accounts, accounting software and subscription managers. With these, we analyse a company's entire financial history, diving into the growth profile over time, the quality/stickiness of the underlying subscriptions, and the cash burn rate.
After our analysis is complete, we will issue a trading limit, using data alone. It is at the company's discretion how many of their subscribers they will trade for up front capital. Investors bid in a Dutch Auction for the offered contracts until a discount rate is reached.
Levenue can only underwrite recurring revenue. We do not accept one-time retail revenues, for example in an FMCG e-commerce business. If your business has a mix of revenue sources, get in touch to see if you are eligible.
We evaluate growth rate, subscriber churn and cash burn. Furthermore, we look at cash flow stability and the indebtedness of a business. We will continue to constantly analyse these key metrics throughout the life of the trade.